Fourth Quarter 2022 Highlights Net Earnings of $66.2 million, or $0.47 per share Return on Average Tangible Common Equity of 23.65% Return on average assets of 1.60% Net Interest Margin expands by 0.23% to 3.69% Efficiency Ratio of 36.31% Full Year 2022 Highlights Net Earnings grew by 11% to $235.4
