Magistro 13g
                                                             UNITED STATES
                                                  SECURITIES AND EXCHANGE COMMISSION
                                                        Washington, D.C. 20549



                                                             SCHEDULE 13G


                                               Under the Securities Exchange Act of 1934
                                                          (Amendment No. 14)


                                                          CVB Financial Corp.



                                                           (Name of Issuer)

                                                             Common Stock



                                                    (Title of Class of Securities)

                                                              126600 10 5



                                                            (CUSIP Number)



                                                        December 31, 2001
                                      _________________________________________________________
                                        (Date of Event which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

[  ]  Rule 13d-1(b)

[  ]  Rule 13d-(c)

[x ]  Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a
prior cover page.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 (the "Act") or otherwise subject to the liabilities of that section of the Act but shall be subject
to all other provisions of the Act (however, see the Notes).







- --------------------------------------------- ------------------------------------------- -------------------------------------------
CUSIP NO. 126600 105                                              13G                     PAGE  2  OF 6
- --------------------------------------------- ------------------------------------------- -------------------------------------------

- ------------------ ------------------------------------------------------------------------------------------------------------------
1                  NAME OF REPORTING PERSON
                   S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                   Charles M. Magistro
                   ###-##-####

- ------------------ ------------------------------------------------------------------------------------------------------------------
2                  CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP(a) (   )
                   (b) (   )

- ------------------ ------------------------------------------------------------------------------------------------------------------
3                  SEC USE ONLY


- ------------------ ------------------------------------------------------------------------------------------------------------------
4                  CITIZENSHIP OR PLACE OF ORGANIZATION
                   USA

- ------------------ ------------------------------------------------------------------------------------------------------------------
         NUMBER    5         SOLE VOTING POWER
OF                           235,941
         SHARES

BENEFICIALLY
         OWNED BY
         EACH

REPORTING
         PERSON
         WITH

- ------------------ --------- --------------------------------------------------------------------------------------------------------
                   6         SHARED VOTING POWER
                             1,143,125
- ------------------ --------- --------------------------------------------------------------------------------------------------------
                   7         SOLE DISPOSITIVE POWER
                             235,941


- ------------------ --------- --------------------------------------------------------------------------------------------------------
                   8         SHARED DISPOSITIVE POWER
                             1,143,125
- ------------------ --------- --------------------------------------------------------------------------------------------------------
9                  AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
                   1,379,066

- ------------------ ------------------------------------------------------------------------------------------------------------------
10                 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*


- ------------------ ------------------------------------------------------------------------------------------------------------------
11                 PERCENT OF CLASS REPRESENTED BY AMOUNT SHOWN IN ROW (9)
                   4.95 %

- ------------------ ------------------------------------------------------------------------------------------------------------------
12                 TYPE OF REPORTING PERSON*
                   IN

- ------------------ ------------------------------------------------------------------------------------------------------------------
                                                 *SEE INSTRUCTIONS BEFORE FILLING OUT!





Item 1.

(a)      Name of Issuer.

CVB Financial Corp.

(b)      Address of Issuer's Principal Executive Offices.

701 North Haven Avenue, Suite 350
Ontario, California 91764

Item 2.

(a)      Name of Person Filing.

Charles M. Magistro

(b)      Address of Principal Business Office or, if none, Residence.

135 Camellia Court
Upland, California 91786


(c)      Citizenship.

USA

(d)      Title of Class of Securities.

Common Stock

(e)      CUSIP No.

126600 10 5






Item 3.  If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b), check whether the person is a:

(a)      (   )    Broker or Dealer registered under Section 15 of the Act.
(b)      (   )    Bank as defined in section 3(a)(6) of the Act.
(c)      (   )    Insurance Company as defined in section 3(a)(19) of the Act.
(d)      (   )    Investment Company registered under section 8 of the Investment Company Act.
(e)      (   )    Investment Adviser registered under section 203 of the Investment Adviser Act of 1940.
(f)      (   )    Employee  Benefit Plan,  Pension Fund which is subject to the provisions of the Employee  Retirement  Income Security
                  Act of 1974 or Endowment Fund; seess. 240.13d-1(b)(1)(ii)(F) (Note:  See Item 7).
(g)      (   )    Parent Holding Company, in accordance withss. 240.13d-1(b)(1)(ii)(G) (Note: See Item 7).
(h)      (   )    Group, in accordance withss. 240.13d-1(b)(1)(ii)(H).

Item 4.  Ownership.

If the  percent  of the class  owned,  as of  December  31 of the year  covered  by the  statement,  or as of the last day of any month
described in Rule  13d-1(b)(2),  if applicable,  exceeds five percent,  provide the following  information as of that date and identify
those shares which there is a right to acquire.

(a)      Amount Beneficially Owned.

         1,379,066

(b)      Percent of Class.

         4.95 %

(c)      Number of shares as to which such person has:
(i)      sole power to vote or to direct the vote

         235,941

(ii)     shared power to vote or to direct the vote  1,143,125

                  (pursuant to the Charles and Noel Magistro trust)

(iii)    sole power to dispose or to direct the disposition of

         235,941

(iv)     shared power to dispose or to direct the disposition of  1,143,125

                  (pursuant to the Charles and Noel Magistro trust)

Instruction:  For computations regarding securities which represent a right to acquire an underlying security, see Rule 13d-3(d)(1).






Item 5.  Ownership of Five Percent or Less of a Class.

If this  statement is being filed to report the fact that as of the date hereof the  reporting  person has ceased to be the  beneficial
owner of more than five percent of the class of securities, please check the following: |X|

Item 6.  Ownership of More than Five Percent on Behalf of Another Person.

If any other person is known to have the right to receive or the power to direct the receipt of dividends  from,  or the proceeds  from
the sale of, such  securities,  a statement to that effect should be included in response to this item and, if such interest relates to
more than five  percent of the class,  such  person  should be  identified.  A listing of the  shareholders  of an  investment  company
registered under the Investment  Company Act of 1940 or the  beneficiaries of an employee benefit plan,  pension fund or endowment fund
is not required.

Not applicable.

Item 7.  Identification  and  Classification  of the  Subsidiary  Which  Acquired the Security  Being Reported on by the Parent Holding
Company.

If a parent  holding  company has filed this  schedule,  pursuant to Rule  13d-1(b)(ii)(G),  so indicate  under Item 3(g) and attach an
exhibit  stating the identity and the Item 3  classification  of the relevant  subsidiary.  If a parent holding  company has filed this
schedule pursuant to Rule 13d-1(c), attach an exhibit stating the identification of the relevant subsidiary.

Not applicable.

Item 8.  Identification and Classification of Members of the Group.

If a group has filed this schedule  pursuant to Rule  13d-1(b)(ii)(H),  so indicate  under Item 3(h) and attach an exhibit  stating the
identity and Item 3 classification  of each member of the group. If a group has filed this schedule  pursuant to Rule 13d-1(c),  attach
an exhibit stating the identity of each member of the group.

Not applicable.

Item 9.  Notice of Dissolution of Group.

Notice of dissolution of a group may be furnished as an exhibit  stating the date of the  dissolution and that all further filings with
respect to  transactions  in the  security  reported  on will be filed,  if  required,  by members  of the group,  in their  individual
capacity.  See Item 5.

Not applicable.






Item 10. Certification.

Not applicable.

                                                               SIGNATURE

After  reasonable  inquiry and to the best of my knowledge and belief,  I certify that the  information  set forth in this statement is
true, complete and correct.

January 25, 2002
Date

/s/ Charles M. Magistro
Signature

Charles M. Magistro
Name/Title